Capital Direct I Income Trust enables you to invest in a diversified portfolio of residential mortgages predominantly in British Columbia and Ontario. Whatever your goal, an investment in Capital Direct I Income Trust may be the right stepping stone to your future. It's an investment you can feel good about!
Capital Direct I Income Trust is a real estate
backed investment with:
- Monthly redemptions
- Quarterly distribution
- Low minimum investment of $5000
- RRSP, RRIF, RESP & TFSA Eligible
What you can expect
Capital Direct I Income Trust is operated by experienced fund managers, with backgrounds in the mortgage underwriting and real estate industries. We maintain strict quality controls on the type of investments we undertake as part of this program to provide a high quality investment for all stakeholders.
- Fund Fact Sheet
- Fund Fact Sheet (中文)
- Dealer Fund Fact Sheet
- Capital Direct I Income Trust Offering Memorandum
- Financial Statements Period Ended September 30, 2024
- Audited Financial Statements Period Ended December 31, 2023
- Capital Direct I Income Trust Sample Investor Statement
- Subscription Agreement
- Use of Proceeds 2023, 2022, 2021, 2020
- Distribution Reinvestment Plan (DRIP)
- Relationship Disclosure Information
Marketing Materials
Sales of units may be made through Capital Direct Financial Ltd. or through a Dealer/Advisor. If you are purchasing in Quebec, download the French Offering Memorandum here.
For information, please call
1-800-625-7747
Make a statement.
Invest locally.
Invest in Canadian homeowners.
Compound your savings.
Computershare Trust Company of Canada is the Trustee for the Capital Direct I Income Trust.
Computershare Trust Company of Canada is a leading provider of transfer agency services, employee plans and trustee services to the Canadian securities industry. Computershare is a subsidiary of Computershare Ltd. a leading financial services and technology services provider for the global securities industry, providing services and solutions to listed companies, investors, employees, exchanges and other financial institutions. Computershare is the largest and only global share registry, managing in excess of 68 million shareholder accounts for over 7,500 corporations in ten countries on five continents, and it provides sophisticated trading technology to financial markets in each major time zone.
The fund will not invest more than five-percent of its assets in one mortgage. Investments will be focused mainly in the three leading real estate markets of British Columbia, Alberta and Ontario.
Our residential mortgage underwriters have many years experience in underwriting. Only borrowers with a suitable mortgage repayment history are accepted. All properties are subject to an independent appraisal.
The fund manager will monitor payments and take steps to rectify late payments or provide advice on actions to be taken in case of default.
Units of the income trust purchased are retractable as at June 30 and December 31 in any year at a retraction price equal to the declared but unpaid returns plus the net asset value per unit (see Offering Memorandum for further details).
Diversified and secure investment that is RRSP, RRIF, RESP & TSFA eligible. As a registered investment, the Capital Direct I Income Trust can help you reduce your annual income tax or balance out a self directed RRSP portfolio.
