Build wealth with our award-winning stable income strategy
As Canadian investors we invest in homeowners. Since 2006, Canadian investors have earned consistent, reliable income through our professionally managed portfolio of secured residential mortgages.
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(1) Annualized return is based on Q2 2026 net income produced by that class of units of the Trust after any discretionary reduction by Management in Income Participation.
(2) Class F Units must be purchased through a third-party dealer and are intended for fee-based accounts.
Key reading for our investors
Our approach
Capital Direct I Income Trust is a diversified portfolio of predominantly residential mortgages, carefully selected across key markets in BC, Alberta, Ontario and Atlantic Canada.
Our presence in major city centres across these provinces allows our team to apply a disciplined set of lending criteria to every mortgage we consider, prioritizing quality over quantity at every step.
The result is a portfolio built for stable growth, delivering consistent, reliable returns to our investors through varying market conditions.
A mortgage investment built for your goals
Whether you're looking to generate income or grow your investment over time, Capital Direct I Income Trust offers flexible options designed around your financial goals.
Quarterly distributions
Monthly liquidity
RRSP, TFSA, RRIF, RESP & FHSA eligible
DRIP option avaliable
Expore Investor Benefits
Trusted by Canadian investors since 2006
For more than 20 years, Capital Direct I Income Trust has steadily grown its portfolio and has passed on the returns to Canadian Investors across the country.
How does Capital Direct I Income Trust work for your portfolio?
What investors say about Capital Direct
Capital Direct I Income Trust has earned my trust over the last few years
Rose F. Richmond Hill, ON - April 21, 2026
Capital Direct was very helpful
Ian H. Hamilton, ON - April 20, 2026
Long track record of distributions
Pat M. Victoria, BC - February 14, 2026
I had several positive reports from people who've invested with Capital Direct
Lorna S Vancouver, BC - December 10, 2025
Capital Direct was very helpful
Amber R. Delta, BC - December 1, 2025
I saw your advertisement on TV and liked what I saw
Don B Montrose, BC - July 1, 2025
Low LTV weighted average
Eva C. Duncan, BC - June 2, 2025
After some checking
Jake J. North York, ON - May 22, 2025
Capital Direct was recommended to us by our financial advisor and insurance rep
Heather N Calgary, AB - May 5, 2025
A good friend referred Capital Direct
George Y. Vancouver, BC - April 30, 2025
Steady income
David W. Garden Bay, BC - March 10, 2025
I have nothing negative to say
Christine S. Victoria, BC - February 24, 2025
Capital Direct was very helpful
Doug L. Vernon, BC - February 3, 2025
Reasonable return on a quarterly basis
Garry W. Chilliwack, BC - January 8, 2025
I am impressed by the high returns that I am getting
Caroline P. Langley BC - November 28, 2024
After six years my return every year has been as first predicted
Douglas P. Nanaimo, BC - August 8, 2024
Decent returns
Gregory W. North Vancouver, BC - July 26, 2024
Capital Direct was very helpful
Gary J. Vancouver, BC - July 24, 2024
Positive return on investment and good growth rate
Mathew N. Vancouver, BC - December 8, 2023
It is a positive return
Richard R. Port Coquitlam, BC - November 28, 2023
Capital Direct has met my investing plans to a T
Fred H. Burnaby, BC - November 10, 2023
I was getting positive returns during bear markets
Norman S. Coquitlam, BC - October 23, 2023
Very satisfied
Helen P. Vancouver, BC - October 18, 2023
We trust the stability and the record of the income trust
David G. North Vancouver, BC - October 2, 2023
Consistent payouts with good explanation
Joe T. Surrey, BC - September 20, 2023
I'm an accountant and always liked the consistent increase in values
Gord W. North Vancouver, BC - September 15, 2023
Our family dealt with Capital Direct for years
Lesley S. Pitt Meadows, BC - September 10, 2023
Capital Direct was very helpful
Dave D. Delta, BC - August 30, 2023
Capital Direct was very helpful
Cec H. Grand Forks, BC - January 26, 2023
Stress
Camilla H. North Vancouver, BC - December 8, 2022
Capital Direct was very helpful
Kathleen M. Vancouver, BC - December 6, 2022
Peace of mind
Wesley K. Vancouver, BC - December 5, 2022
It's a worthy trust company with very good quarterly income
Candy Y. Vancouver, BC - November 17, 2022
Sounded like a good investment with good returns and constant growth
Giovanni P. Burnaby, BC - September 26, 2022
Capital Direct was very helpful
Anna P. Burnaby, BC - September 23, 2022
My investment is well and positive
Harry R. Surrey, BC - September 14, 2022
Proven to be a solid investment
Bill W. Maple Ridge, BC - February 8, 2022
I was looking for non
Peter H. Vancouver, BC - February 3, 2022
I chose it as per consistent returns and diversification from equities
Darcy B. Kelowna, BC - February 2, 2022
Stable and good returns on investment
Anonymous Vancouver, BC - January 14, 2022
Capital Direct I Income Trust fund is a reliable product with good returns
Jackie L. Richmond, BC - November 22, 2021
The Capital Direct Income Trust was
Darren T. Saskatoon, SK - November 12, 2021
Good long term investment
Roy P. Delta, BC - November 11, 2021
Much easier than personally managing individual mortgages
Christine A. West Vancouver, BC - November 10, 2021
I had been referred by a friend who had invested with Capital Direct
Peter G. Vancouver, BC - November 8, 2021
Capital Direct was very helpful
Carol K. Maple Ridge, BC - November 4, 2021
My father recommended CDIT as a great investment holding
Frank H. Merritt, BC - November 3, 2021
Consistent rate of return
Linda W. North Vancouver, BC - November 1, 2021
Share in the success we’ve built since 2006
Speak to our Investment Team to find out if Capital Direct I Income Trust is suitable for your portfolio.
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